In the world of numismatic collecting, a pattern is increasingly noticeable where collectors, after an initial burst of enthusiasm, fall into frustration. Once they fill their collections with basic, easily accessible specimens, they get the feeling that this is nothing special and that a “real collection” only exists once it is filled with those rare and expensive coins or banknotes. Many give up at that point, lose interest, or, more commonly, continue collecting with more and more stress, frustration, and less enjoyment. Why is that? And what can be done to prevent it?
The myth of “real” collections
At the root of this problem lies a myth: that a collection is worth only if it's expensive, that “ordinary” specimens are worthless and that the goal of numismatic collecting is to acquire a collection with as many rare and expensive pieces as possible. But that is not collecting numismatics, that is then prestige competition game. And in that game, the one with the “deepest pockets” always “wins.” Frustration and pain are guaranteed.
Coin collecting shouldn't be like that after all, and especially not a source of frustration and pain. When we talk about coin collecting, the primary motive for collecting should be a love of history, design, and the stories money carries. Curiosity, aesthetics, and a personal connection to a piece are often far more important than market price and rarity. This approach to collecting guarantees satisfaction for the collector.
The beauty of affordable numismatics
There are countless coins and banknotes in the world that can be bought for just a few euros, and which are:
- visually extremely attractive,
- historically intriguing,
- well preserved,
- readily available.
20th-century hyperinflation banknotes, animal motifs, landmarks, state symbols, a specific year, color, or typography – all of these can be the theme of a collection that can delight a collector.
Why would we underestimate a coin or banknote that costs 1 euro, yet is aesthetically pleasing and depicts the rich cultural and historical heritage of a country, just because it is not rare? It truly makes no sense.

The thematic approach as a remedy against frustration
One of the ways for collectors to reconnect with the hobby in a deeper way is thematic collection. Instead of chasing the rarest specimens and key years, why not collect, for example:
- only coins with bird motifs,
- banknotes issued during times of major global crises,
- coin series with different scripts (Cyrillic, Greek, Arabic...),
- coins from countries that no longer exist,
- banknotes featuring architecture.
The thematic approach enables creativity, personal connection and countless affordable choices, and at the same time develops a deeper understanding of history, geography, and art.
Ultimately; why not just collect what is aesthetically pleasing to you? That might even be the best.
A collection as a personal story, and not just a sum of values
A true collection is not measured by its market value, but with the intensity of the pleasure it provides. Each coin or banknote can be the beginning of a story about a journey, childhood, the person who gave it as a gift, or the moment it was found in an attic.
A collector who collects with the heart will always have a collection richer in satisfaction than one who collects solely for investment motives.

Gathering without “race” and stress
Is it time for collectors to remember why they entered the world of numismatics in the first place? Is it because of the joy of discovery, the sense of connection with history and the beauty of small objects that have passed through thousands of hands, or something else?
Collecting is not a competition, it's not just an investment – it is journey through time, space, and personal passion. Even the most modest specimen, if it makes you smile or makes you think, is worth more than how much it costs.
Author: Zlatko Viščević
Photos: Numex – Coins, Banknotes & Militaria Store [www.numex.hr]









